Terms and conditions

F3 Financial Services Pty Ltd As Trustee For The F3 Unit Trust (“F3 Financial Services”) is accredited to provide advice as Authorised Representative No. 334939 of FYG Planners Pty Ltd, Australian Financial Services Licensee No 224543 issued by the Australian Securities and Investment Commission. 

Terms & conditions of the site

The content on the Site is made available by F3 Financial Services. The information linked from the URL http://www.f3fs.com.au/ and housed on the same machine as houses that URL ("the Site") is subject to the following Terms and Conditions.  Each and every time you access or browse this Site you are deemed to accept the Terms and Conditions of the Site.  All information on the Site relating to any products or services is intended only for the information of people within Australia.  No advertising or other material comprised in the Site and no offer made from the Site is intended for any person outside Australia.  Offers from the Site can only be accepted by a person who is within Australia at the time of his or her acceptance.  You consent to F3 Financial Services monitoring your use of this site.

Accuracy of information

This Site has been prepared from information believed to be accurate and reliable at the time it was sourced.  No F3 Financial Services director, employee or agent of F3 Financial Services gives any guarantee, representation or warranty as to the reliability, accuracy, security or completeness of the information on the Site, nor accepts any responsibility or liability arising in any way (including by reason of negligence) for errors in, or omissions from, the information on the Site or any other site you access through this site.  F3 Financial Services does not accept any responsibility, or owe any duty of care, to any person acting, or refraining from acting, as a result of information on the Site.

Life insurance policies

Applications for life insurance policies can only be made on the Application Form contained in a current Product Disclosure Statement. 

Superannuation

Applications for Superannuation can only be made on an application form attached to a current Product Disclosure Statement.

Managed investments

Applications for Managed Investments can only be made on an application form attached to a current Product Disclosure Statement.

Performance and forecasts

The past performance of Funds or other investments is no indication of their future performance. 

General nature of information

Any reference to currency is a reference to Australian Dollars unless otherwise specified.  The information on this Site is of a general nature only.  Full details of products and services on this Site can be obtained by contacting F3 Financial Services or your financial advisor.  This Site is not designed for the purpose of providing financial or investment advice or recommendations, and should not be relied upon as such.  Professional advice tailored to your individual investment objectives, financial situation and particular needs should be sought for this purpose.

Personal Use

Users of this site must not (a) Use the material in this site for any purpose other than as a source of information for personal use unless authorised to the contrary and (b) Distribute, copy or otherwise reproduce in any way any of the material available from this site unless it is expressly authorised.

Liability

F3 Financial Services and its employees, officers and agents are not liable in any way to any person for any loss, damage, cost or expense incurred as a result of the material contained in this site or from this site or from unauthorised access to, or any misuse of this site including, without limitation, any negligence by F3 Financial Services and its appointed representatives. 

Users of this site agree to indemnify F3 Financial Services and its employees, officers and agents from all liability, cost and expense (including legal fees) arising directly or indirectly from the use or distribution by any person of material placed in the site by the user or from alteration, modification of or addition to material on the site by the user. 

External Links

F3 Financial Services has not reviewed any URL linked to or from any part of the Site which does not form part of the Site ("Third Party Pages").  F3 Financial Services is not responsible for any content found on a Third Party Page, or any Site of which it forms a part.  Any such links do not constitute or imply endorsement or recommendations of any other company, product or service or any affiliation between F3 Financial Services and other organisation. 

Governing Law

These Terms and Conditions and your use of the Site are governed by the laws in force in the State of Queensland, Australia.