Risk of illness or injury
You insure your car, and your house, but have you insured yourself? If you were to fall ill or become injured and unable to work, would you have the funds to maintain your debts and lifestyle?
F3 Financial Services can help you plan for the unplanned events of falling ill or getting injured. Protecting your income could save you a great deal of stress and heartache, save your family, and save your assets.
Areas we can assist with include:
- Income Protection Insurance / Accident Insurance
- Total and Permanent Disability (TPD) Insurance
- Business Expense Insurance
- Enduring Power of Attorneys
- Emergency cash funds
Before you think you are too young, too fit, or too healthy, consider these points:
- 1 in 3 people are expected to suffer a disability before the age of 65 that causes a loss of 3 months away from work.
- 2 in 3 men and 1 in 3 women will suffer a traumatic event during their working life.
- 1 in 3 men and 1 in 4 women are expected to be directly affected by cancer by the time they reach age 75.
- 25% of stroke victims are under the age of 65.
- Of the Australians who retired early, 41% did so because they were too sick or too injured to return to work.
- For a 40 year old, the risk of having coronary heart disease at some time in their future life is 1 in 2 for men and 1 in 3 for women.